Managing rising costs: four areas to find financial help this April

April has arrived, and with it comes a fresh wave of price hikes, known as "Awful April," that are set to hit household budgets hard. From energy bills rising by 6.4% to council tax and water bills increasing by as much as 47%, the cost of everyday essentials is climbing yet again. 

If you’re feeling the strain, you’re not alone. There is help available. From grants to local council schemes, there are ways to ease the pressure. Read on to find out what support you can access and how to get it.

Prices are set to rise in April

1. Energy bills

Energy bills are on the rise once again. This can be a significant burden, especially for households already struggling to make ends meet. Check if you’re eligible for grants or support through the Lightning Reach portal. You can find a range of schemes, including:

• National Energy Foundation: fuel vouchers and support for those struggling with bills.

• YES Energy Solutions: debt relief and free energy saving measures available UK wide.

• SHINE: energy advice and grants for those living in London.

• Teaching Staff Trust: general financial support or those with 5+ years in the education sector.

Reach out to your energy provider if you're having trouble paying your bills. They may offer payment plans, temporary breaks, or direct you to additional support. For guidance on contacting them, visit Citizens Advice.

2. Council Tax

Council tax increases vary depending on where you live, and for many, this can be one of the most noticeable changes. 

Apply for a Council Tax Reduction if you’re on a low income or live alone. Single adults living alone should ensure they receive the standard 25% discount. Some councils also offer hardship funds for those in arrears. You can check your eligibility through the GOV.UK website and check your local council’s website to see what support might be available locally. You can also contact your council directly to discuss flexible payment plans or temporary reductions if you're having difficulty keeping up with your bills.

3. Water bills

This year has seen increases in water bills across England and Wales. If your costs are rising, there are a few options to explore:

• Contact your water supplier if you’re struggling. Many companies offer support schemes, payment plans, social tariffs, or even free water-saving devices.

• Check if you qualify for the WaterSure scheme, which caps water bills for those on certain benefits or with medical needs. It’s especially helpful if your water usage is higher due to health reasons. Learn more from Citizens Advice.

• If your usage is relatively low, switching to a water meter could reduce your bills. Contact your provider to see if this option is right for you.

4. Other utilities

If you're facing broadband, mobile, and TV licence hikes, consider switching provider or looking into social tariffs.

• Broadband/mobile: Cheap deals are available for those receiving certain benefits. Read Ofcom's guide for info. If your contract is ending, compare deals on sites like MoneySavingExpert or Uswitch.

• TV Licence: The annual colour TV licence has now risen to £174.50. Check if you're eligible for a discount on the TV license website.

• Car Tax (VED): The standard rate for most cars went up slightly (£5 to £195/year), and most electric cars now need to pay tax too. You can check your vehicle's tax status and rates on the GOV.UK website.

Don't miss out on financial help you're eligible for

Facing rising costs can feel overwhelming, but small steps add up. Taking the time to explore your options, seek out support, and make informed choices can help ease the pressure. Whether it's finding extra financial help, making small budget adjustments, or reaching out for advice, you're not alone in this. Stay proactive, stay informed, and remember - support is available when you need it.

Find and apply for support today at: www.lightningreach.org/application-portal